It would be prudent to note that portions of most financial considerations center on the collective popularity of institutional methods of exchange [164]

An often overlooked underlying reality is that money itself, from fiat to cryptocurrency [165] is worth precisely as much as any group of people may have temporarily agreed



The stock market’s lifeblood is a financial representation of real world and corporate activities. Currency exchanges subsist through valuations and sentiment as gleamed from real world conduct. Similar to the lessons learnt from history’s most damaging banking and economic failures [167] real world veracity of any one currency’s valuation through public opinion and value assignment by a central government issued or corporate backed method of financial exchange remains entirely subject to external factors namely that government and or corporation’s profitable survival

Delineating what asset is to be transferred, exchange, should not be instantly conflated into all methods of payment [168] Payment can frequently be held as say a tangible bartering of goods for services or vice versa [169] Subjective methods of exchange vary and may be differentiated from other-quantified methods of payment. For example;


My $1 USD bill is a piece of paper exchanged to receive a bottle of water from a vendor


My payment for this exchange was the bottle of water whereas the vendor conflated his payment for the bottle of water he once owned with our exchange of the $1 USD bill itself


This vendor did not accept my credit card, debit card, bank check, $4 CNY nor my offer to write his stall a marketing tag-line for promotional use as payment

The vendor’s newly owned $1 USD may be claimed as an asset if another accepts this piece of paper as a method of payment-exchange too. Ultimately, concurrent with collective acceptance and as may be supported by a centralized issuing authority, exchange of this paper bill typically only happens if trust of payment-exchange veracity is communally and or collectively held


Fiat currencies are typically small pieces of paper, metal or plastic and theoretically insured by a centralized institution [170] Whereas cryptocurrency’s very existence itself is an irreplaceable proof of work. With the introduction of blockchain and cryptocurrency the utility and authority of transactional accounting through structured, centralized, regionally bound external institutions may be argued to seem archaic if not redundant

In the face of existing institutional and organizational control against the size(s) of group(s) in agreement as to any specific currency’s value, issues of saturation lay only in utility and method [171] which are presently albeit largely centrally influenced

Whether vendors become more comfortable with decentralized transactions of cryptocurrency payment or if they stay with institutionalized fiat currency variation exchange is an issue largely of momentum of acceptance [172] This question of trust allocation is one that centralized organizations and governments, whom specify taxation within their issued ‘national’ monies [173] have a vested interest in answering on all participant’s behalf

Currently technology is often said to transmit and document the shared value of any one currency’s exchange. Use of a permissioned blockchain [174] by a central organization is comparable to an individual’s collective participation in an effort to express personal difference [175]

Our concern rests with the individual’s capacity to enact personal choice absent collective restriction


Anonymous ownership executed via openly verifiable DLT, possibly remaining free from central government censorship and or corporate influence, assigns fundamental utility to blockchain-based currencies. Yet we propose to reinterpret the fundamentals

Whereby between decentralized collaborating parties this decentralized exchange acts as a ration of trust, we propose that payment for a currency itself may too be privately determined

Autonomous, privately defined, asynchronous contractual establishment of payment solely between exchanging parties with assigned real world language makes exchange transferable from a range of decentralized sources


This inversion fully utilizes the socio-economic effects of decentralized technology. Intrinsic utility in any one cryptocurrency does not rest on what a collective portion or segment of the participating general public may at any given time arbitrarily and temporarily assign

Time sensitive conditional collective-judgement logic instead is best used as a temporary touch-stone. This is a shared time specific semantic assignment of value herein numerically represented as the lingua franca or common collaborative language. Subsequently within the Biosphere pricing valuations are set to a single currency

Primarily as a private asset [176] the RWSC® is the first asynchronous crypto-corroborate digital security utility token whereby payment-value is stipulated solely between two collaborative parties utilizing ‘just-in-time’ liquidity [177] ensuring valuation risk minimization upon exchange [178]This instigates decentralized real world trust allocation to a once ‘locked’ mode of exchange

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